Search for an In-Network Medical Provider:
Medical Provider
- Click on "Find a Medical Provider"
- Click OK at the bottom of the screen to enter the site
- Select "Change Network" and choose PHCS, and then Practitioner Only
- Enter the doctor's name and zip code, then click search (magnifying glass)
Looking for the best price for a medication? Try searching goodrx.com. GoodRx is a great resource for finding the medication you need for the least amount at a pharmacy near you.
Search for an In-Network Dental Provider:
Dental PPO
(Cigna DPPO Advantage)
- Click "Find a Dentist"
- Select a Plan - Click Pick, Dental Plans, Cigna DPPO Advantage, then select Choose
- Add dentist's name and location, then click search (magnifying glass)
(An ID card is not required.)
Dental HMO
(Cigna Dental Care Access)
- Click "Find a Dentist"
- Select a Plan - Click Pick, Dental Plans, Cigna Dental Care Access, then select Choose
- Add dentist's name and location, then click search (magnifying glass)
(Members may receive an ID card but it is not required)
View Vision Benefits and Locate Eye Doctor
(An ID card is not required.)
Summary of Benefits and Coverage
Additional Plan Information
Plan Documents
Glossary:
THP – The Health Plan (Medical Insurance Provider)
PHCS – Physician Network
VBP – Value Based Payments
HST – HS Technology (The vendor that handles the Value Based Payments negotiations as well as manages the PAC)
PAC – Patient Advocacy Center (Balance Billing)
CIGNA – Dental Provider
VSP – Vision Provider
EAP – Employee Assistance Program (ComPsych)
Paycom – HRIS System/Benefits Portal
RMA – Risk Management Advisors (Broker)
Key Medical Terms:
- Balance bill: A bill sent to a patient by a provider for charges not covered by the medical plan.
- Coinsurance: The percentages of the total medical bill that you and the plan pay once you meet your deductible.
- Copay: The flat dollar amount that you pay for certain services and prescriptions.
- Deductible: The amount you pay out of your pocket for covered health expenses before your plan begins paying a percentage of your costs.
- In-Network: Healthcare providers that offer services to participants in a medical plan at a negotiated rate.
- Out-of-Network: Healthcare providers that do not participate in your health plan. If you visit a provider out-of-network, your cost may be higher.
- Out-of-Pocket Maximum: The most you will pay each year in deductibles and your share of coinsurance before your plan begins paying most of your covered expenses at 100% for the rest of the year.
- Pre-certification: When your physician recommends an expensive test or procedure, they first authorize it with the medical plan, who ensures that both cost and quality of the provider are appropriate.